How to Insure Your Luxury Home

It’s not just current market value that determines how your home is appraised and for how much it’s insured for. A skilled appraiser needs to consider the fine details of your home. Here’s an excerpt from a post by Roberta Murphy (thanks Roberta)…

Luxury Home - Current ListingIt is important for the luxury home to be insured at full replacement value, especially when fine craftsmanship and materials have been used in constructing or improving the home. Schussel said that when Chubb takes on the task of restoring the home to its original condition, they take the task very, very seriously. Restoration could involve flying plasterers in from Ireland to restore a mansion in San Diego or an estate in Connecticut.

Click here to read the rest of the article…Insuring Luxury Homes

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