Archive for the 'Tips & Tools' Category
20 Ways to Expand Your Purchasing Power!
April 16th, 2008 Categories: Buying a Home, Tips & Tools
- Pay off your debts.
- Consolidate your debts into a lower-interest rate loan.
- Use an adjustable-rate mortgage (ARM).
Use a portfolio lender.- Buy with someone else.
- Ask someone to give you money for a down payment (requires a gift letter).
- Ask the seller to pay some of your non-recurring closing costs.
- Ask the seller to carry a second mortgage.
- Ask the seller, or lender, to buy down the interest rate on your mortgage.
- Ask your employer to lend you money, pay some of your closing costs, or buy down an interest rate for you.
- Buy when interest rates are low.
- Buy a property that generates rental income.
- Take advantage of a first-time buyer loan program, if you qualify.
- Take advantage of government-assisted financing programs, if you qualify.
- Close late in the month to reduce the interest owed to the lender at closing.
- Reduce the cash you need for closing costs with a zero-point loan.
- Borrow against a 401(k) retirement plan or insurance policy.
- Borrow against or liquidate securities.
- Use a mortgage with a forty-year due date (but watch out for prepayment penalties).
- Take a penalty-free IRA withdrawal.
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Marketing Your House On-Line
April 8th, 2008 Categories: Tips & Tools, Video Posts
There are various ways to market your house on-line. The following video gives a few sites you’ll want to consider when listing your house for sale.
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I want to sell my house…how?
March 15th, 2008 Categories: Tips & Tools
Of course you love your house, it’s perfect, it’s your blood-sweat-and tears….but, keep these objective tips in mind when setting out to sell your “baby”.
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Can DONATIONS keep one of the world’s most popular websites ALIVE?
March 13th, 2008 Categories: Tips & Tools
Wikipedia is run largely by volunteers and supported by donations. Those involved in creating and developing this global democracy, fear revenue just might, “…defile and possibly ruin the biggest encyclopedia in the history of the written word.”
What’s going to happen to Wikipedia, the “encyclopedia anyone can edit”?
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Maybe St. Joseph can help!
February 25th, 2008 Categories: Tips & Tools
You never know what sells a house - whether it’s location, size, neighborhood, floor plan, the way the sun hits the center of the yard at 4:00pm…who knows???? Could St. Joseph have some influence on how fast your home is sold? Some would believe…yes.
Personally, I’d be tempted to try to put the little guy upside down, near the “For Sale” sign in the front yard - apparently he works harder to get the house sold in that position.
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